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FIONA Insights

Our research hub — original data, reports, and plain-language analysis on money, markets, and financial wellness. We turn complex trends into clear takeaways that power FIONA and our consulting.

FIONA Insights
The State of Household Savings
Report No. 04 · 2026
Fig 1. Savings rate by income cohort
SavingsDebtMarkets
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What we cover

The topics that move your money.

01

Saving & debt

How households build savings, tackle debt, and stay on track through it all.

02

Markets & rates

What shifting rates, inflation, and markets mean for everyday money — in plain terms.

03

Financial wellness

The behaviors and tools that turn financial stress into lasting confidence.

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Explore our latest reports and data on money, markets, and financial wellness.